Question 1 of 20
Kentucky changed public-adjuster licensing in April 2026. How would you analyze a brand-new public-adjuster application submitted after the statutory change?
Strong Interview Answer
I would start with the application date and the applicant’s prior license status. KRS 304.9-430 now imposes a two-year pause beginning April 13, 2026 on new public-adjuster licensing, subject to the statute’s specified exception for qualifying temporary/apprentice licensees already in effect on that date. A never-licensed applicant applying April 15, 2026 does not fit that exception, so the new public-adjuster license cannot be issued during the pause.
What to Listen For
- April 13, 2026 effective date
- two-year public-adjuster licensing pause
- statutory exception for qualifying existing temporary/apprentice licensees
- distinction between new application and renewal
Caution
Do not answer from pre-2026 licensing rules.