Question 1 of 9
Walk me through the licensing checks you would make before a Louisiana adjusting firm begins handling insurer-assigned claims when the individual employees are licensed but the firm itself is not.
Strong Interview Answer
I would verify both the business entity and the responsible individual. A Louisiana business entity acting as a claims adjuster must be licensed and must designate a licensed claims adjuster responsible for the entity’s compliance. Individual employee licenses do not replace the entity-license requirement.
What to Listen For
- business-entity license required
- designated licensed adjuster responsible for compliance
- employee licenses do not substitute for entity license
Caution
A strong answer should distinguish the firm’s licensing obligation from the licenses held by its employees.